An official army family and MWR Site

Financial Readiness Program

 

Want to take charge of your finances? The Army's Financial Readiness Program (FRP) and Consumer Advocacy Services can help with comprehensive educational and counseling programs. Learn about debt, consumer advocacy and protection, money management, credit, financial planning, insurance, and consumer issues. Through classroom training and individual counseling, participants can learn how to save and invest money, establish savings goals, eliminate debt, and save for emergencies.

 

We offer:

  • Financial Readiness Program (FRP). FRP provides comprehensive educational and counseling programs in personal financial readiness. The program covers indebtedness, consumer advocacy and protection, money management, credit, financial planning, insurance, and consumer issues. Other services offered include mandatory financial literacy, financial planning for transitioning Soldiers, financial counseling for deployed Soldiers and their Families, and the Department of Defense Family Subsistence Supplemental Allowance Program.
     
  • Army Emergency Relief (AER). AER is the US Army's own nonprofit organization dedicated to alleviating financial distress in the force. AER provides grants and zero-interest loans to active-duty and retired Soldiers and their Families. AER has supported over 4 million Soldiers since 1942. AER offices are conveniently located at installations around the world. Visit ArmyEmergencyRelief.org to learn more.
     
  • Online Support and Education. Go to Financial Frontline for self-service financial literacy education and help.

 

Here are some other financial resources for Soldiers and their Families:


(Government Links)

  • Thrift Savings Plan (TSP). The TSP is a federal government-sponsored retirement savings and investment plan available to both federal civilian employees and members of the uniformed services. The TSP offers the same type of savings and tax benefits that many private corporations offer their employees under 401(k) plans. The retirement income a TSP account provides will depend on working-year contributions and the earnings on those contributions. Learn more at the official Thrift Savings Plan website.

 

(Non-Government Links, No Endorsement Implied)

  • Better Business Bureau (BBB) Military Line. The BBB Military Line provides free resources to our military communities in the areas of financial literacy and consumer protection through the efforts of 112 BBBs across the US. Visit the BBB Military Line to learn more.

 

Classes & Happenings

Click here for ACS class and event information

One-on-One Budget Counseling

We offer budget counseling for our military community to help establish a budget or just refine your current budget. Our counselors offer ideas and information on ways to help “Pay Yourself First.” Do you want to pay down your debt? We provide guidance on ways to accomplish your financial goals. Call us to make an appointment.

Fillable blank budget (.pdf) - Read only

Consumer Complaints & Military Scams

Consumer Complaint Information

Have you been a victim of unfair or deceptive business practices in our local area? Have you tried to resolve the issue but met with negative results? If you have experienced; misleading advertising, improper selling practices, non-delivery of goods or services, complaints about nonprofit/charitable organizations, or the misuse of personal information and could not resolve the situation with the local agency, you should consider filing a consumer complaint through the Consumer Complaint office at (910) 643-7461. Our office works closely with the Coastal Carolina Better Business Bureau and our JAG office to try and help you solve your issues.

In Harm's Way - At Home (.pdf) - This is a document about consumer scams and the direct targeting of America's Military and Veterans.

Solicitation Information
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National Volunteer Appreciation Week

National Volunteer Appreciation Week

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Child Abuse Prevention Month

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Child Abuse Prevention Month

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Your Opinion Matters to Us!

Your Opinion Matters to Us!

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Child Abuse Prevention Month Child Safety Resource Fair

Apr 20 11 am - 2 pm
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ERP Teen Class: Federal Student Hiring Path

Apr 20 1 pm - 3 pm

EFMP Purple Up Sensory Hand Painting

Apr 23 10 am
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EFMP Purple Up Sensory Hand Painting

Apr 23 10 am
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Let's Take a Hike (EFMP)

Apr 26 9 am - 11 am
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"Raising an Organized Child" Speaker Event

Apr 26 10 am - 12 pm
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Fayetteville Trolley Tour

Apr 26 5:30 pm - 9 pm
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ERP Teen Class: Civilian Resume

Apr 27 1 pm - 3 pm
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Reading with a Purpose

Apr 30 7:30 pm - 8:30 pm
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EFMP Mental Health Matters - Strategies to Reduce the Stigma

May 9 4 pm - 5 pm
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ERP Teen Class: Job Searching

May 11 1 pm - 3 pm
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EFMP Story Time

May 17 10 am - 11 am
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Run, Honor, Remember 5K

May 18 7:30 am
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ERP Teen Class: Interview Techniques

May 18 1 pm - 2 pm
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3rd Annual Father's Day Cruise-In

Jun 22 10 am - 12 pm
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EFMP Play Mornings

Jun 28 10 am - 11:30 am